-
New Customers
-
Existing Customers
Looking for a van insurance quote? You’ve come to the right place. We ask a comprehensive set of questions and use our expertise to match your needs with the right provider.
Plus, we work with 20 insurance providers that offer genuinely different schemes, giving you greater choice than the more generic policies served up by comparison sites.
We’re proud winners of the user-voted WhatVan? Insurance Company of the Year award in 2019, 2021, 2023, 2024, 2025 and 2026. So if you’re looking for the best van insurance cover you can get on a budget, we think we’re a great option – and our customers agree.
Van insurance helps protect you financially in the event your vehicle gets damaged, stolen, or is involved in an accident.
The type of cover you need will depend on a number of factors, including whether you’re using the vehicle for business or private use, the type of van you own, and what you use it for.
Yes; like car insurance, van insurance is a legal requirement if you drive it on public roads. The minimum insurance you must take out is third-party cover.
Even if you’re going for a quick trip in your van or borrowing one from a friend, it’s important that you take out cover.
The only exception is if you’ve got a Statutory Off Road Notification (SORN) and your van is being kept on a private road or driveway, or in a garage.
We’ll need information about your van and yourself, as well as some details about any other drivers you’d like to add to your policy. Having this information close to hand when you call us will help you get a quote faster.
We’ll need your:
This includes its:
There are three levels of insurance for your van: third party cover; third party, fire and theft (TPFT); and comprehensive cover.
This will only cover damage to other people, their vehicle, or their property in the event of an incident. This cover is the minimum level of cover you must get.
This covers injury or damage to other people, their vehicles, and their property, as well as your van in the event it gets stolen or damaged by fire.
This includes everything covered under TPFT cover, plus any damage caused to your own van, even if you cause it. It’s the highest level of cover you can get, but, surprisingly, is often the most affordable as insurers find that, statistically, those on fully comp policies are less likely to claim on their insurance.
We know that every van owner and their needs are different, but, having spoken personally with tens of thousands of you, we also know you all have one thing in common: you want to keep your van and its contents safe – including any goods and tools you use for business. Rest assured that you’re in safe hands with us. Policies can include:
Covers goods against theft, loss or damage when they’re being transported in your van.
Covers all your tools overnight and while they are being loaded or unloaded from your van, subject to your van security.
Covers your personal belongings while they’re stored in your van against theft, damage from fire, flood or lightning, and malicious damage.
A van breakdown can put a stop to your well-thought-out holiday or business operations. Breakdown cover helps get you back on the road.
Helps cover the costs involved should you or your vehicle damage someone else’s property or cause accidental bodily injury.
Some policies can provide you with a courtesy vehicle if your van is involved in an accident and can’t be fixed promptly, though this is not always guaranteed.
Filling your vehicle with the wrong fuel is an easy mistake to make, and one that’s made hundreds of times a day. We can arrange the draining and removal of the contaminated fuel.
If you stop driving for two years or more, you usually lose any no claims bonus you’ve built up. Thankfully, we work a little differently and can take your expired NCB into account when you get a quote with us.
To help soften the blow of claiming on your insurance, our excess protect policies will pay back the cost of your excesses during the year, saving you the cost of your claims
We offer DNA+ completely free with commercial van insurance policies. This includes warning labels and clear signage to help reduce the risk of your tools being stolen, so you can work without interruptions.
As a specialist van insurance broker with over [[ FLUX_YEARS ]] years’ experience providing tailored cover for an affordable price, we’re convinced we offer one of the best quotation services around. We can help you get cover even when you’ve been refused or quoted a high price elsewhere.
Learn more about van insurance with our guides:
The cost of your van insurance depends on a multitude of factors, including your driving history, whether you’ve got previous experience driving similar vehicles, any no claims bonus you’ve built up, and the type of van you want to insure.
It’s usually best to get a personalised quote from us directly so we can give you a better idea of how much your cover will be. Rest assured that our close relationships with underwriters give us – and you – access to some of the best deals available, including many you can’t find elsewhere.
The cost of your insurance depends on a wide range of factors, so it can be difficult to pinpoint exactly why you may be facing high van insurance costs. In a lot of cases, personal van insurance premiums are comparable to private car insurance quotes, especially if you’ve got previous experience driving larger vehicles.
If you’re using your van for business-related activities, you might find that your quote is a little more expensive. This is because most commercial van drivers tend to drive for longer hours, and their vans are often targeted by thieves, which can increase the risks involved with covering them.
If you’ve filled in dozens of online forms and you’re still getting a quote that seems too high, it might be time to talk to the specialists. With over [[ FLUX_EXPERIENCE ]] years of experience covering all types of vehicles, we’re well versed in helping our customers find the right policy at a great price.
Own multiple vans, or a car and a van? Taking out multi-van insurance can help you save money compared to taking out separate policies for each vehicle.
Only using your van for a few months throughout the year? Short-term van insurance can help ensure you only pay for the cover you need.
Improving your vehicle’s security – Improve your van security as this will help prevent your vehicle from being stolen. There are also a number of insurer-approved trackers that can help you recover your vehicle if it gets stolen while also helping to reduce your premium. Speak to us for a recommendation.
Whether you own a small or large van, having experience driving similar vehicles will count in your favour when getting a quote. Let us know if you have experience driving vehicles of a similar size as insurers will view you as less of a risk.
Consider getting black box van insurance – high-risk van owners like those with convictions can save money on their premium when they use a telematics device.
Read more tips in our blog on how to save money on the cost of your van insurance.
Getting back on the road after a long break? Even if your NCB has expired, some insurers will still honour the NCB you’ve previously built up.
If you’ve already taken out a van insurance policy with us and you need to review your cover, you can find all related policy documents here. If you’re not sure which provider you’re with, simply log into our customer portal to view your specific documents. Alternatively, call our customer care team on 0344 381 6502 and we’ll be happy to answer any queries you have.
If you live in Northern Ireland, we can still cover you. Whether you own a private van or a commercial truck, our insurance can be tailored to suit your needs.
If you’re a resident of an island off mainland UK, we can provide you with great value commercial vehicle insurance. Island van insurance covers the Isle of Man, Shetlands Islands, Channel Islands, Orkney, the Hebrides, Anglesey and more.
We offer cover for all milk float makes and models, including conventional vans and electric vehicles. As specialists, we are able to offer competitively-priced policies – perfect for sole traders or company vehicles.
We can offer cover for all ice cream van makes and models. Plus, we are able to offer competitively priced policies – perfect for sole traders or company vehicles.
If you depend on your refrigerated van for your livelihood, you’ll want to take out the right cover to suit your needs. We offer tailored fridge van insurance.
Whether you own your own recovery truck and run your own business, own multiple recovery vehicles, or keep one for private or event use, call us for a tailored quote.
It’s no secret that cherry pickers are expensive bits of kit. Their specialist applications make cherry pickers a rare sight on the roads, making insurance for these vehicles difficult to find. We offer cover for all types of unusual commercial vehicles, including cherry pickers.
Use a skip hire truck for work or need to take out short-term cover while using it temporarily? Whatever your situation, we can offer cover for these vehicles.
Whether you own a small vehicle trailer for attending shows and track days, or you own a large multi-car transporter for your business, we can offer cover to suit your needs.
We can cover concrete mixer lorries up to 44 tonnes with a maximum value of £120,000. Cover can be flexible, with the ability to add additional drivers to your policy on vehicles over 12 tonnes.
Find out more about ready-mix concrete mixer lorry insurance
If you operate a road sweeper or road surfacer you may have had difficulty finding suitable insurance. We can cover lorries up to 44 tonnes with a maximum value of £120,000 at an affordable price.
Find out more about road sweeper and road surfacer lorry insurance
We can offer cover for almost all types of vans and trucks carrying hazardous goods or waste. What’s more, as van insurance experts, our policies are competitively priced and help cover the unique needs of your occupation.
As a licensed scrap metal dealer, your vehicle is vitally important to your business and livelihood. That’s why we offer affordable insurance for your scrap metal van.
Mobile chip vans are often seen as a high risk by some van insurance providers, resulting in them being very difficult to insure. At Adrian Flux we don’t believe that such risks should result in businesses being denied insurance, so we have carefully selected policies for mobile fish and chips vans that provide protection at an affordable price.
However big your operating area and whoever you cater for, the fact that you are working from your vehicle means that you will need to get specialist insurance. We can cover all types of vans, including mobile burger vans.
Many typical van insurance policies aren’t suitable to cover the modifications and adaptations that are sometimes necessary for a dog grooming equipment, such as sinks and tables. We can help provide you tailored cover for your needs.
If you’re a courier or taxi driver, hire and reward insurance allows you to carry parcels, food or passengers in exchange for payment.
We’ll just ask a few questions about:
Each policy is different, so the only way you’ll know for certain whether you can drive a van on your car insurance policy is by checking your insurance policy.
If you’re using your van for work, you’ll need to make sure your policy covers business use. Not getting the right cover could void your insurance. However, if you’re only using your van for personal use or commuting, you likely wouldn’t need commercial cover.
Not necessarily. The cost of your van insurance will depend on a number of factors, including how you use the vehicle. Call us for an affordable van insurance quote.
Not necessarily. The cost of your van insurance will depend on a number of factors, including how you use the vehicle. Call us for an affordable van insurance quote.
Yes, we offer private van insurance. As long as you’re only using your van for personal use or commuting, we can cover you on a private van insurance policy.
Yes, if you’re listed as the main driver, you can transfer your car’s no claims bonus to your van.
This will depend on your needs and how you’ll be using your vehicle. There are a number of different types of van insurance.
Give us a call to get a quote as we compare offerings from a wide range of insurers. All you have to do is tell us some information about yourself, your vehicle and your driving history, and we’ll do the rest.
